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Bay Equity Home Loans

October 15, 2022

Bay Equity Home Loans serves first-time home buyers and those looking to refinance 7 days a week. Unlike other lenders who are willing to underwrite certain loans with greater credit rating flexibility but are not licensed in all states compared to other lenders, finding applications online can be difficult.


When determining your eligibility, Bay Equity considers personal and financial information, including:

  • Credibility
  • Debt-to-Income Ratio (DTI)
  • The length of your credit history


  • 145 N Main Street, Alpharetta, GA 30009, EE.
  • (404) 729-1255


Bay Equity advertises its rates and fees online, making it difficult for homebuyers to find lenders. Bay Equity is available in your state and worth considering. It offers online applications and most types of home loans and has tons of positive customer reviews on Zillow. Bay Equity aims to make its rates and fees more transparent to make the process easier for home buyers.